Most recent one month paycheck stubs

Last 2 years W2 forms

Last 2 years 1099 forms for non-salaried borrowers

Award letter or proof of income from: Social Security, Pension Plan, Disability payer, Rental Income (Schedule H, 1040) or any other income items reported.

Last 2 years form 1040 IRS tax returns for personal and business if applicable

Year to date employment or business profit and loss statement

Last 3 months bank statements

Pension, 401k, IRA statements

Statements for any source of funds used in the transaction, including gifts

Bankruptcy petition and discharge

Final divorce decree paper

Proof that credit report past due balances, collections, judgments have been satisfied