- an insurance policy which insures you against errors in the title search, essentially guaranteeing you and your lender's financial interest in the property.

- the process of deciding whether to make a loan based on credit, employment, assets and other factors.

- government insured loans guaranteed by the Department of Veterans Affairs, requiring very low or no down payments and with generous requirements for qualification. They are available only to veterans of the armed services, those currently on active duty or in the reserves, and their spouses.